CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 68,425	$ 76,146
Interest-bearing deposits in banks	418,396	224,161
Cash and cash equivalents	486,821	300,307
Securities available for sale	724,504	803,087
Loans held for sale	76,507	111,477
Loans held for investment	2,437,577	2,221,583
Allowance for loan losses	(42,098)	(45,553)
Loans held for investment, net	2,395,479	2,176,030
Accrued interest receivable	13,900	15,233
Premises and equipment, net	57,699	60,331
Bank-owned life insurance	71,978	70,731
Goodwill	19,508	19,508
Intangible assets, net	5,895	7,562
Mortgage servicing rights	19,700	9,049
Deferred tax asset, net	3,038	2,461
Other assets	26,826	23,384
Total assets	3,901,855	3,599,160
Deposits:
Noninterest-bearing	1,071,367	917,322
Interest-bearing	2,269,855	2,057,029
Total deposits	3,341,222	2,974,351
Short-term borrowings	0	26,550
Accrued expenses and other liabilities	31,038	31,229
Notes payable & other borrowings	0	75,000
Subordinated debt securities	75,775	75,589
Junior subordinated deferrable interest debentures	46,393	46,393
Total liabilities	3,494,428	3,229,112
Commitments and contingencies
Stockholders' equity:
Common stock, $1 par value, 30,000,000 shares authorized; 17,760,243 issued in 2021 and 18,076,364 issued in 2020	17,760	18,076
Additional paid-in capital	133,215	141,112
Retained earnings	242,750	189,521
Accumulated other comprehensive income	13,702	21,339
Total stockholders' equity	407,427	370,048
Total liabilities and stockholders' equity	$ 3,901,855	$ 3,599,160