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PREMISES AND EQUIPMENT
12 Months Ended
Dec. 31, 2021
PREMISES AND EQUIPMENT [Abstract]  
PREMISES AND EQUIPMENT
5.
PREMISES AND EQUIPMENT

Detail of premises and equipment at year-end follows:

   
2021
   
2020
 
Land
 
$
10,065
   
$
10,825
 
Buildings and improvements
   
65,986
     
65,840
 
Furniture and equipment
   
48,281
     
46,443
 
Construction in process
   
659
     
29
 
     
124,991
     
123,137
 
Less accumulated depreciation
   
(67,292
)
   
(62,806
)
Premises and equipment, net
 
$
57,699
   
$
60,331
 

Depreciation expense was approximately $4.8 million in 2021, $4.8 million in 2020, and $4.9 million in 2019.