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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2021
Dec. 31, 2020
ASSETS    
Cash and due from banks $ 62,638 $ 76,146
Interest-bearing deposits in banks 264,962 224,161
Cash and cash equivalents 327,600 300,307
Securities available for sale 752,562 803,087
Loans held for sale 90,880 111,477
Loans held for investment 2,429,041 2,221,583
Allowance for loan losses (42,768) (45,553)
Accrued interest receivable 11,778 15,233
Premises and equipment, net 59,056 60,331
Bank-owned life insurance 71,676 70,731
Goodwill 19,508 19,508
Intangible assets, net 6,296 7,562
Mortgage servicing rights 18,122 9,049
Deferred tax asset, net 2,598 2,461
Other assets 27,826 23,384
Total assets 3,774,175 3,599,160
Deposits:    
Noninterest-bearing 1,054,264 917,322
Interest-bearing 2,157,981 2,057,029
Total deposits 3,212,245 2,974,351
Short-term borrowings 0 26,550
Accrued expenses and other liabilities 41,533 31,229
Notes payable & other borrowings 0 75,000
Subordinated debt securities 75,728 75,589
Junior subordinated deferrable interest debentures 46,393 46,393
Total liabilities 3,375,899 3,229,112
Stockholders' equity:    
Common stock, $1.00 par value per share, 30,000,000 shares authorized; 17,824,094 and 18,076,364 issued and outstanding at September 30, 2021 and December 31, 2020, respectively 17,824 18,076
Additional paid-in capital 136,401 141,112
Retained earnings 229,737 189,521
Accumulated other comprehensive income 14,314 21,339
Total stockholders' equity 398,276 370,048
Total liabilities and stockholders' equity $ 3,774,175 $ 3,599,160