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SEGMENT INFORMATION
6 Months Ended
Jun. 30, 2021
SEGMENT INFORMATION [Abstract]  
SEGMENT INFORMATION
11.  SEGMENT INFORMATION

Financial results by reportable segment are detailed below:

Three Months Ended June 302021
 
Banking
   
Insurance
   
Consolidated
 
Net interest income
 
$
29,593
   
$
   
$
29,593
 
Provision for loan loss
   
2,007
     
     
2,007
 
Noninterest income
   
21,076
     
1,174
     
22,250
 
Noninterest expense
   
(35,665
)
   
(1,113
)
   
(36,778
)
                         
Income before income taxes
   
17,011
     
61
     
17,072
 
                         
Income tax (expense) benefit
   
(3,409
)
   
(13
)
   
(3,422
)
                         
Net income
 
$
13,602
   
$
48
   
$
13,650
 

Three Months Ended June 302020
 
Banking
   
Insurance
   
Consolidated
 
Net interest income
 
$
30,448
   
$
   
$
30,448
 
Provision for loan loss
   
(13,133
)
   
     
(13,133
)
Noninterest income
   
23,896
     
1,000
     
24,896
 
Noninterest expense
   
(34,061
)
   
(1,146
)
   
(35,207
)
                         
Income before income taxes
   
7,150
     
(146
)
   
7,004
 
                         
Income tax (expense) benefit
   
(1,358
)
   
(31
)
   
(1,389
)
                         
Net income
 
$
5,792
   
$
(177
)
 
$
5,615
 

Financial results by reportable segment are detailed below:

Six Months Ended June 302021
 
Banking
   
Insurance
   
Consolidated
 
Net interest income
 
$
59,137
   
$
   
$
59,137
 
Provision for loan loss
   
1,918
     
     
1,918
 
Noninterest income
   
46,493
     
2,257
     
48,750
 
Noninterest expense
   
(71,620
)
   
(2,215
)
   
(73,835
)
                         
Income before income taxes
   
35,928
     
42
     
35,970
 
                         
Income tax (expense) benefit
   
(7,150
)
   
(10
)
   
(7,160
)
                         
Net income
 
$
28,778
   
$
32
   
$
28,810
 

Six Months Ended June 30, 2020
 
Banking
   
Insurance
   
Consolidated
 
Net interest income
 
$
60,647
   
$
   
$
60,647
 
Provision for loan loss
   
(19,367
)
   
     
(19,367
)
Noninterest income
   
41,657
     
2,114
     
43,771
 
Noninterest expense
   
(66,892
)
   
(2,326
)
   
(69,218
)
                         
Income before income taxes
   
16,045
     
(212
)
   
15,833
 
                         
Income tax (expense) benefit
   
(3,117
)
   
(18
)
   
(3,135
)
                         
Net income
 
$
12,928
   
$
(230
)
 
$
12,698