INCOME TAXES, Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
Dec. 31, 2020	Dec. 31, 2019
INCOME TAXES [Abstract]
Federal statutory rate	21.00%
Reconciliation of Income Tax Expenses [Abstract]
Federal statutory rate times financial statement income	$ 11,887	$ 7,707
Effect of [Abstract]
Tax-exempt income	(863)	(348)
State taxes, net of federal benefit	196	177
Earnings from bank owned life insurance	(280)	(272)
Non-deductible expenses	248	190
Other, net	62	27
Total	$ 11,250	$ 7,481

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Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to earnings from bank owned life insurance.

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Percentage of domestic federal statutory tax rate applicable to pretax income (loss).

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Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.

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The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations.

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