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PREMISES AND EQUIPMENT (Tables)
12 Months Ended
Dec. 31, 2020
PREMISES AND EQUIPMENT [Abstract]  
Premises and Equipment
Detail of premises and equipment at year-end follows:

  
2020
  
2019
 
Land
 
$
10,825
  
$
10,825
 
Buildings and improvements
  
65,840
   
63,972
 
Furniture and equipment
  
46,443
   
44,460
 
Construction in process
  
29
   
974
 
   
123,137
   
120,231
 
Less accumulated depreciation
  
(62,806
)
  
(58,358
)
Premises and equipment, net
 
$
60,331
  
$
61,873