SEGMENT INFORMATION

9 Months Ended

Sep. 30, 2020

SEGMENT INFORMATION [Abstract]

SEGMENT INFORMATION

11.  SEGMENT INFORMATION

Financial results by reportable segment are detailed below:

Three Months Ended September 30, 2020	Banking			Insurance			Consolidated
Net interest income	$	31,273		$	—		$	31,273
Provision for loan loss		(6,062	)		—			(6,062	)
Noninterest income		28,393			3,267			31,660
Noninterest expense		(33,984	)		(2,009	)		(35,993	)
Income before income taxes		19,620			1,258			20,878
Income tax (expense) benefit		(3,891	)		(256	)		(4,147	)
Net income	$	15,729		$	1,002		$	16,731

Three Months Ended September 30, 2019	Banking			Insurance			Consolidated
Net interest income	$	26,568		$	—		$	26,568
Provision for loan loss		(420	)		—			(420	)
Noninterest income		13,048			1,067			14,115
Noninterest expense		(29,109	)		(919	)		(30,028	)
Income before income taxes		10,087			148			10,235
Income tax (expense) benefit		(1,945	)		(32	)		(1,977	)
Net income	$	8,142		$	116		$	8,258

Financial results by reportable segment are detailed below:

Nine Months Ended September 30, 2020	Banking			Insurance			Consolidated
Net interest income	$	91,920		$	—		$	91,920
Provision for loan loss		(25,429	)		—			(25,429	)
Noninterest income		70,050			5,381			75,431
Noninterest expense		(100,876	)		(4,335	)		(105,211	)
Income before income taxes		35,665			1,046			36,711
Income tax (expense) benefit		(7,008	)		(274	)		(7,282	)
Net income	$	28,657		$	772		$	29,429

Nine Months Ended September 30, 2019	Banking			Insurance			Consolidated
Net interest income	$	75,951		$	—		$	75,951
Provision for loan loss		(1,903	)		-			(1,903	)
Noninterest income		35,981			3,912			39,893
Noninterest expense		(87,279	)		(2,715	)		(89,994	)
Income before income taxes		22,750			1,197			23,947
Income tax (expense) benefit		(4,674	)		(162	)		(4,836	)
Net income	$	18,076		$	1,035		$	19,111