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COMMITMENTS AND CONTINGENCIES (Tables)
6 Months Ended
Jun. 30, 2020
COMMITMENTS AND CONTINGENCIES [Abstract]  
Financial Instrument Whose Contract Amounts Represent Credit Risk Outstanding
Financial instruments whose contract amounts represent credit risk outstanding follow:

  
June 30,
2020
  
December 31,
2019
 
Commitments to grant loans and unfunded commitments under lines of credit
 
$
460,429
  
$
409,969
 
Standby letters of credit
  
9,833
   
10,748