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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Interest income:    
Loans, including fees $ 116,904 $ 105,710
Securities:    
Taxable 8,890 5,577
Non taxable 1,018 2,872
Federal funds sold and interest-bearing deposits in banks 6,130 3,935
Total interest income 132,942 118,094
Interest expense:    
Deposits 22,491 17,561
Notes payable & other borrowings 2,314 2,051
Subordinated debt securities 1,616 1,046
Junior subordinated deferrable interest debentures 1,946 1,824
Total interest expense 28,367 22,482
Net interest income 104,575 95,612
Provision for loan losses 2,799 6,901
Net interest income, after provision for loan losses 101,776 88,711
Noninterest income:    
Service charges on deposit accounts 8,129 7,813
Income from insurance activities 7,016 7,128
Net gain on sales of loans 23,521 19,703
Bank card services and interchange fees 8,692 8,845
Investment commissions 1,710 1,779
Fiduciary fees 2,306 1,442
Other 5,259 5,411
Total noninterest income 56,633 52,121
Noninterest expense:    
Salaries and employee benefits 75,392 71,778
Occupancy and equipment, net 13,572 13,571
Professional services 7,334 6,734
Marketing and development 3,017 3,050
IT and data services 2,830 2,233
Bank card expenses 3,346 2,743
Appraisal expenses 1,625 1,353
Other 14,592 13,981
Total noninterest expense 121,708 115,443
Income before income taxes 36,701 25,389
Income tax expense (benefit) 7,481 (3,901)
Net income $ 29,220 $ 29,290
Earnings per share:    
Basic (in dollars per share) $ 1.74 $ 1.98
Diluted (in dollars per share) $ 1.71 $ 1.98
Net income $ 29,220 $ 29,290
Other comprehensive income (loss):    
Change in net unrealized loss on securities available for sale 4,025 (1,773)
Reclassification adjustment for (gain) loss included in net income 28 (620)
Tax effect (852) 596
Other comprehensive income (loss) 3,201 (1,797)
Comprehensive income $ 32,421 $ 27,493