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PREMISES AND EQUIPMENT (Tables)
12 Months Ended
Dec. 31, 2019
PREMISES AND EQUIPMENT [Abstract]  
Premises and Equipment
Detail of premises and equipment at year-end follows:

  
2019
  
2018
 
Land
 
$
10,825
  
$
10,121
 
Buildings and improvements
  
63,972
   
60,799
 
Furniture and equipment
  
44,460
   
41,954
 
Construction in process
  
974
   
672
 
   
120,231
   
113,546
 
Less accumulated depreciation
  
(58,358
)
  
(53,759
)
Premises and equipment, net
 
$
61,873
  
$
59,787