CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 56,246	$ 47,802
Interest-bearing deposits in banks	101,853	198,187
Cash and cash equivalents	158,099	245,989
Securities available for sale	707,650	338,196
Loans held for sale	49,035	38,382
Loans held for investment	2,143,623	1,957,197
Allowance for loan losses	(24,197)	(23,126)
Accrued interest receivable	13,924	12,957
Premises and equipment, net	61,873	59,787
Bank-owned life insurance	69,397	57,172
Goodwill	18,757	0
Intangible assets, net	8,632	0
Other assets	30,374	26,191
Total assets	3,237,167	2,712,745
Deposits:
Noninterest-bearing	790,921	510,067
Interest-bearing	1,905,936	1,767,387
Total deposits	2,696,857	2,277,454
Short-term borrowings	37,165	17,705
Accrued expenses and other liabilities	29,098	29,416
Notes payable & other borrowings	95,000	95,000
Subordinated debt securities	26,472	34,002
Junior subordinated deferrable interest debentures	46,393	46,393
Total liabilities	2,930,985	2,499,970
Commitments and contingent liabilities
ESOP owned shares		58,195
Stockholders' equity:
Common stock, $1 par value, 30,000,000 shares authorized; 18,036,115 issued in 2019 and 14,771,520 issued in 2018	18,036	14,772
Additional paid-in capital	140,492	80,412
Retained earnings	146,696	119,834
Accumulated other comprehensive income (loss)	958	(2,243)
Stockholders' equity including ESOP owned shares	306,182	212,775
Less ESOP owned shares	0	58,195
Total stockholders' equity	306,182	154,580
Total liabilities and stockholders' equity	$ 3,237,167	$ 2,712,745