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COMMITMENTS AND CONTINGENCIES (Tables)
9 Months Ended
Sep. 30, 2019
COMMITMENTS AND CONTINGENCIES [Abstract]  
Financial Instrument Whose Contract Amounts Represent Credit Risk Outstanding
Financial instruments whose contract amounts represent credit risk outstanding follow:

  
September 30,
2019
  
December 31,
2018
 
Commitments to grant loans and unfunded commitments under lines of credit
 
$
376,155
  
$
346,245
 
Standby letters of credit
  
9,967
   
5,062