CAPITAL AND REGULATORY MATTERS (Tables)

3 Months Ended

Mar. 31, 2019

CAPITAL AND REGULATORY MATTERS [Abstract]

Actual Capital Amounts and Ratios

The Company and its bank subsidiary’s actual capital amounts and ratios follow:

	Actual					Minimum Required Under BASEL III Fully Phased-In					To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
March 31, 2019:
Total Capital to Risk Weighted Assets:
Consolidated	$	313,545		14.7	%	$	223,296		10.5	%		N/A		N/A
City Bank		299,764		14.1	%		223,220		10.5	%	$	212,591		10.0	%
Tier I Capital to Risk Weighted Assets:
Consolidated		263,512		12.4	%		180,763		8.5	%		N/A		N/A
City Bank		276,203		13.0	%		180,702		8.5	%		170,072		8.0	%
Common Tier 1 (CET1):
Consolidated		218,512		10.3	%		148,864		7.0	%		N/A		N/A
City Bank		276,203		13.0	%		148,813		7.0	%		138,184		6.5	%
Tier I Capital to Average Assets:
Consolidated		263,512		9.7	%		108,707		4.0	%		N/A		N/A
City Bank		276,203		10.2	%		108,619		4.0	%		135,773		5.0	%
December 31, 2018:
Total Capital to Risk Weighted Assets:
Consolidated	$	309,798		14.3	%	$	214,301		9.9	%		N/A		N/A
City Bank		294,572		13.6	%		214,246		9.9	%	$	216,958		10.0	%
Tier I Capital to Risk Weighted Assets:
Consolidated		260,020		12.0	%		170,898		7.9	%		N/A		N/A
City Bank		271,266		12.5	%		170,855		7.9	%		173,567		8.0	%
Common Tier 1 (CET1):
Consolidated		215,020		9.9	%		138,346		6.4	%		N/A		N/A
City Bank		271,266		12.5	%		138,311		6.4	%		141,023		6.5	%
Tier I Capital to Average Assets:
Consolidated		260,020		9.6	%		108,033		4.0	%		N/A		N/A
City Bank		271,266		10.1	%		107,940		4.0	%		134,925		5.0	%