X0201 5 2003-12-31 0 0 1 0000875357 BOK FINANCIAL CORP ET AL BOKF 0001163432 KAISER GEORGE B 1 0 0 0 Common Stock 2003-04-01 4 J 0 L 11421 A 36639766 D BOKF Common Stock Issued as Payment-in-Kind of Dividend in Respect of BOKF Preferred Stock for 1st Quarter 2003. Because of the late reporting of the 1st quarter preferred stock, the 3% didvidend reported on 5/30/03 was erroniously reported as acquiring 1,066,835 and should have been reported as acquiring 1,067,158. Tamara Wagman 2004-02-13