X0202 4 2005-09-14 0 0001163428 WILLOW GROVE BANCORP INC/NEW WGBC 0001235872 COUGHEY DONNA M 100 E. LANCASTER AVE. DOWNINGTOWN PA 19335 1 1 0 0 President and CEO Common Stock 2005-09-14 4 P 0 17900 15.99 A 46917 D Common Stock 1800 I By Spouse Common Stock (Right to Buy) 9.25 2012-06-19 Common Stock 2574 2574 D Stock Option (Right to Buy) 12.84 2013-06-30 Common Stock 17490 17490 D Pursuant to the merger agreement between Willow Grove Bancorp, Inc. (the "Issuer") and Chester Valley Bancorp Inc. ("CVAL") each share of CVAL's common stock was converted into the right to receive either $27.90 in cash or 1.4823 shares of the Issuer's common stock, subject to the allocation, election and proration provisions of the merger agreement. The 16,317 shares included herein as directly held and 1,800 shares held by the reporting person's spouse are subject to change upon completion of the allocation, election, and proration procedures required in the merger agreement. The option, which originally represented an option to acquire shares of CVAL common stock, became fully exercisable as a result of the merger and converted into an option to acquire shares of the Issuer's common stock on August 31, 2005. Donna M. Coughey 2005-09-14