X0303 4 2008-12-05 1 0001163428 WILLOW FINANCIAL BANCORP, INC. WFBC 0001351139 KALANI NEELESH C/O WILLOW FINANCIAL BANK 170 SOUTH WARNER ROAD WAYNE PA 19087 0 1 0 0 Principal Financial Officer Common Stock 2008-12-05 4 D 0 2938 D 0 D Common Stock 2008-12-05 4 D 0 1539 D 0 I By 401(k) Common Stock 2008-12-05 4 D 0 444 D 0 I By ESOP Disposed of pursuant to the merger agreement between the issuer and Harleysville National Corporation ("HNC") in exchange for 0.73 shares of HNC common stock for each share of issuer common stock on the effective date of the merger. Includes 553 shares granted pursuant to the 2005 Recognition and Retention Plan ("RRP") which reflect the unvested portion of a grant amount originally covering 1,579 shares that commenced vesting at a rate of 1/3 per year on September 29, 2007, and was adjusted for the February 2007 stock dividend and 977 shares granted pursuant to the RRP which reflect the unvested portion of a grant of 1,395 shares which are vesting at a rate of 1/3 per year commencing on January 5, 2008 and have been adjusted for the February 2007 stock dividend. /s/ Neelesh Kalani 2008-12-08