X0303 4 2008-12-05 1 0001163428 WILLOW FINANCIAL BANCORP, INC. WFBC 0001235874 GRIESSER GERARD F C/O WILLOW FINANCIAL BANK 170 SOUTH WARNER ROAD WAYNE PA 19087 1 0 0 0 Common Stock 2008-12-05 4 D 0 32895 D 0 D Common Stock 2008-12-05 4 D 0 179 D 0 I By Spouse Common Stock 2008-12-05 4 D 0 2293 D 0 I By Retirement Plan Disposed of pursuant to the merger agreement between the issuer and Harleysville National Corporation ("HNC") in exchange for 0.73 shares of HNC common stock for each share of issuer common stock on the effective date of the merger. Also includes 23,125 shares held jointly with the reporting person's spouse. Includes 667 shares granted pursuant to the 2005 Recognition and Retention Plan ("RRP") which reflect the unvested portion of a grant amount originally covering 1,935 shares that commenced vesting at a rate of 1/3 per year on January 6, 2007, and was adjusted for the February 2007 stock dividend and 1,355 shares granted pursuant to the RRP which reflect the unvested portion of a grant of 1,935 shares which are vesting at a rate of 1/3 per year commencing on January 5, 2008 and have been adjusted for the February 2007 stock dividend. /s/ Gerard F. Griesser 2008-12-05