X0303 4 2008-12-05 1 0001163428 WILLOW FINANCIAL BANCORP, INC. WFBC 0001339373 Baus Ammon J C/O WILLOW FINANCIAL BANK 170 SOUTH WARNER ROAD WAYNE PA 19087 0 1 0 0 See Footnote (5) Common Stock 2008-12-05 4 D 0 6884 D 0 D Common Stock 2008-12-05 4 D 0 3608 D 0 I By 401(k) Plan Common Stock 2008-12-05 4 D 0 5112 D 0 I By ESOP Stock Option (Right to Buy) 14.50 2008-12-05 4 D 0 525 D 2016-01-03 Common Stock 525 0 D Stock Option (Right to Buy) 12.48 2008-12-05 4 D 0 13125 D 2013-02-14 Common Stock 13125 0 D Disposed of pursuant to the merger agreement between the issuer and Harleysville National Corporation ("HNC") in exchange for 0.73 shares of HNC common stock for each share of issuer common stock on the effective date of the merger. Includes 1,490 shares granted pursuant to the 2005 Recognition and Retention Plan ("RRP") which reflect the unvested portion of a grant amount originally covering 4,258 shares that commenced vesting at a rate of 1/3 per year on January 6, 2007, and was adjusted for the February 2007 stock dividend and 2,642 shares granted pursuant to the RRP which reflect the unvested portion of a grant of 3,774 shares which are vesting at a rate of 1/3 per year commencing on January 5, 2008 and have been adjusted for the February 2007 stock dividend. This option, which provided for vesting in five equal annual installments beginning January 3, 2007, was assumed by HNC in the merger and replaced with an option to purchase 383 shares of HNC common stock for $19.86 per share. This option, which provided for vesting in five equal annual installments beginning February 14, 2004, was assumed by HNC in the merger and replaced with an option to purchase 9,581 shares of HNC common stock for $17.10 per share. (5) Chief Credit Officer, Willow Financial Bank (Issuer Subsidiary) /s/ Ammon J. Baus 2008-12-09