X0202 4 2007-01-05 0001163428 WILLOW FINANCIAL BANCORP, INC. WFBC 0001213471 LANGAN WILLIAM W C/O WILLOW FINANCIAL BANK 170 SOUTH WARNER ROAD WAYNE PA 19087 1 0 0 0 Common Stock 2007-01-05 4 A 0 1935 0 A 6870 D Common Stock 16275 I By Trust Common Stock 24202 I By Trust for Spouse Stock Option (Right to Buy) 12.79 2012-11-25 Common Stock 40000 40000 D Stock Option (Right to Buy) 8.33 2012-01-22 Common Stock 5700 5700 D Stock Option (Right to Buy) 3.97 2009-10-26 Common Stock 25538 25538 D Includes the grant of 3,870 shares pursuant to the 2005 Recognition and Retention Plan ("RRP") that vest over three years at 33.33% per year commencing on the first anniversary of the date of grant and 3,000 shares held in the 2002 RRP Trust allocated to the Reporting Person that vest in five equal annual installments beginning on the first anniversary of the date of grant. The reporting person disclaims beneficial ownership of the 24,202 shares held in trust for his spouse. The options vest in five equal annual installments beginning on the first anniversary of the grant date. /s/ William W. Langan by Neil Kalani as P.O.A. 2007-01-09