X0202 5 2005-11-25 0 0 0001163428 WILLOW GROVE BANCORP INC/NEW WGBC 0001213474 LORING ROSEMARY C C/O WILLOW GROVE BANK 170 SOUTH WARNER ROAD WAYNE PA 19406 1 0 0 0 Common Stock 2005-11-25 5 G 0 100 0 D 14663 D Common Stock 11500 I By Spouse Common Stock 20100 I By IRA Includes a grant of 1,935 shares pursuant to the 2005 Recognition and Retention Plan that vest over three years at 33.33% per year commencing on January 6, 2007, and 5,132 shares held in the 2002 Recognition and Retention Plan Trust allocated to the reporting person that vest in five equal annual installments beginning on the first anniversary of the date of grant. /s/ Rosemary C. Loring 2006-08-21