X0202 4 2006-01-03 0001163428 WILLOW GROVE BANCORP INC/NEW WGBC 0001213465 POWERS JOHN T C/O WILLOW GROVE BANK WELSH AND NORRISTOWN ROADS MAPLE GLEN PA 19002 0 1 0 0 (3) Common Stock 38008 D Common Stock 26723 I By 401(k)/ESOP Common Stock 349 I By Children Stock Option (Right to Buy) 15.22 2006-01-03 4 A 0 1000 0 A 2016-01-03 Common Stock 1000 1000 D Stock Option (Right to Buy) 3.9744 2009-01-26 Common Stock 23626 23626 D Stock Option (Right to Buy) 8.3326 2012-01-22 Common Stock 5700 5700 D Stock Option (Right to Buy) 12.79 2012-11-25 Common Stock 32500 32500 D Includes 8,000 shares held in the 2002 Recognition and Retention Plan Trust allocated to the reporting person that vest at 20% per year commencing on the first anniversary of the date of the grant. All options vest in five equal annual installments beginning on the first anniversary of the date of grant. (3) Regional President - Willow Grove Division of Willow Grove Bank (Issuer Subsidiary) /s/ John T. Powers by Mary Rossi, P.O.A. 2006-01-05