X0202 4 2005-09-16 0001163428 WILLOW GROVE BANCORP INC/NEW WGBC 0001213468 ARRISON JEROME P WELSH & NORRISTOWN ROADS MAPLE GLEN PA 19002 0 1 0 0 See footnote (3) Common Stock 2005-09-16 4 I 0 424 15.6933 A 7207 I By 401(k)/ESOP Common Stock 15253 D Also includes 1,710 shares acquired under the Issuer's 401(k)/ESOP since the date of the reporting person's last ownership report. Includes 10,215 shares held in the 1999 and 2002 Recognition and Retention Plan Trusts allocated to the Reporting Person and that vest in five equal annual installments beginning on the first anniversary of the date of grant. (3) - Senior Vice President and Treasurer - Willow Grove Bank (Issuer subsidiary) /s/ Jerome P. Arrison 2005-09-16