X0201 42003-11-28 0001163428 WILLOW GROVE BANCORP INC/NEW WGBC 0001213468 ARRISON JEROME P C/O WILLOW GROVE BANK WELSH AND NORRISTOWN ROADS MAPLE GLEN PA 19002 0100Senior Vice PresidentCommon Stock2003-11-254F055017.15D0DCommon Stock2003-11-254F020017.00D18929DCommon Stock1568IBy 401(k)/ESOPIncludes 16,429 shares held in the 1999 and 2002 Recognition and Retention Plan Trusts allocated to the Reporting Person and that Vest in five equal annual installments beginning on the first anniversary of the date of grant.Mary Rossi by Power of Attorney2003-11-26