X0201 42003-11-10 0001163428 WILLOW GROVE BANCORP INC/NEW WGBC 0001213471 LANGAN WILLIAM W C/O WILLOW GROVE BANK WELSH AND NORRISTOWN ROADS MAPLE GLEN PA 19002 1001Chairman of the BoardCommon Stock2003-11-105G010000D27362DCommon Stock24202IBy WifeIncludes 17,044 shares held in the 1999 and 2002 Recognition and Retention Plan Trusts allocated to the Reporting Person and that vest in five equal annual installments beginning on the first anniversary of the grant date.Mary Rossi by Power of Attorney2003-11-14