X0101 42003-06-26 0001163428 WILLOW GROVE BANCORP INC/NEW WGBC 0001213477 RAMSEY SAMUEL H III 1000Common Stock2003-06-264M082083.97A66195DStock Option (right to buy)3.972003-06-264M082080A2000-10-262009-10-26Common Stock820810033DIncludes 16,916 shares held in the 1999 and 2002 Recognition and Retention Plan Trusts allocated to the Reporting Person that vest in five equal annual installments beginning on the first anniversary of the date of grant.The reporting person also indirectly beneficially owns 19,173 shares of the issuer's common stock in a trust for which he is a beneficiary.The options vest in five equal annual installments beginning on October 26, 2000.The reporting person also directly beneficially owns 32,070 and 4,266 stock options that have an exercise price of $12.79 and $8.33, respectively, and vest in five equal annual installments beginning on November 25, 2003 and January 22, 2003, respectively.Samuel H. Ramsey, III2003-06-30