CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2026	Mar. 31, 2025
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 11,215	$ 9,912
Federal funds sold	4	2
Interest-earning deposits with banks	638	692
Investments	698	702
Dividends on equity securities (restricted)	42	43
Total interest and dividend income	12,597	11,351
INTEREST EXPENSE
Deposits	3,534	3,449
Borrowed funds	246	292
Total interest expense	3,780	3,741
NET INTEREST INCOME	8,817	7,610
PROVISION FOR CREDIT LOSSES	240	259
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	8,577	7,351
NONINTEREST INCOME
Service charges and fees	837	877
Card processing and interchange	986	865
Financial services fees	419	318
Other noninterest income	388	353
Total noninterest income	2,630	2,413
NONINTEREST EXPENSES
Salaries and employee benefits	3,884	3,798
Occupancy and equipment expense	891	984
Data processing and telecommunications	639	634
Other operating expenses	1,819	1,856
Total noninterest expenses	7,233	7,272
INCOME BEFORE INCOME TAXES	3,974	2,492
INCOME TAX EXPENSE	912	584
NET INCOME	$ 3,062	$ 1,908
Earnings per share Basic	$ 0.13	$ 0.08
Earnings per share Diluted	$ 0.13	$ 0.08
Average Weighted Shares of Common Stock - Basic	23,563,034	23,626,617
Average Weighted Shares of Common Stock - Diluted	23,563,034	23,626,617