INVESTMENT SECURITIES (Tables)

12 Months Ended

Dec. 31, 2025

Investment securities activity:

Schedule of securities amortized cost and estimated fair value

	December 31, 2025
	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Estimated Fair Value
	(Dollars in thousands)
U.S. Treasuries	$	5,597	$	16	$	153	$	5,460
U. S. Government agencies		9,482		49		372		9,159
Corporate bonds		2,500		6		127		2,379
Municipal securities		24,217		4		4,224		19,997
Mortgage-backed securities		50,742		134		4,797		46,079
Collateralized mortgage obligations - guaranteed		13,854		70		565		13,359
	$	106,392	$	279	$	10,238	$	96,433

	December 31, 2024
	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Estimated Fair Value
	(Dollars in thousands)
U.S. Treasuries	$	8,370	$	—	$	409	$	7,961
U. S. Government agencies		9,380		11		586		8,805
Corporate bonds		2,499		—		246		2,253
Municipal securities		23,940		—		5,416		18,524
Mortgage-backed securities		55,653		—		7,518		48,135
Collateralized mortgage obligations - guaranteed		11,312		11		1,017		10,306
	$	111,154	$	22	$	15,192	$	95,984

Schedule of fair value and gross unrealized losses on investment securities

	December 31, 2025
	Less Than 12 Months				More Than 12 Months				Total
	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
	(Dollars in thousands)
U.S. Treasuries	$	—	$	—	$	4,444	$	153	$	4,444	$	153
U. S. Government agencies		814		1		4,469		371		5,283		372
Corporate bonds		—		—		1,873		127		1,873		127
Municipal securities		946		110		18,036		4,114		18,982		4,224
Mortgage-backed securities		744		5		37,156		4,792		37,900		4,797
Collateralized mortgage obligations - guaranteed		3,076		5		3,699		560		6,775		565
	$	5,580	$	121	$	69,677	$	10,117	$	75,257	$	10,238

	December 31, 2024
	Less Than 12 Months				More Than 12 Months				Total
	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
	(Dollars in thousands)
U.S. Treasuries	$	980	$	20	$	6,981	$	389	$	7,961	$	409
U. S. Government agencies		2,221		38		6,026		548		8,247		586
Corporate bonds		499		1		1,755		245		2,254		246
Municipal securities		1,559		212		16,965		5,204		18,524		5,416
Mortgage-backed securities		9,388		190		38,747		7,328		48,135		7,518
Collateralized mortgage obligations - guaranteed		5,594		121		3,271		896		8,865		1,017
	$	20,241	$	582	$	73,745	$	14,610	$	93,986	$	15,192

Schedule of gross proceeds, gross gains and gross losses, and the tax provision

(Dollars in thousands)	2025		2024
Proceeds	$	—	$	2,134
Gains		—		43
Losses		—		(39	)
Tax provision		—		1

Schedule of amortized cost and fair value of investment securities contractual maturity

						Weighted
(Dollars in thousands)		Amortized		Fair		Average
Securities Available for Sale		Cost		Value		Yield
Due in one year or less	$	3,944	$	3,881		1.28%
Due after one year through five years	11,425		11,174		3.32%
Due after five years through ten years		23,275		22,349		3.42%
Due after ten years		67,748		59,029		2.35%
Total	$	106,392	$	96,433		2.65%