CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 13,849	$ 13,218
Interest-bearing deposits with banks	63,109	54,300
Federal funds sold	252	150
Total cash and cash equivalents	77,210	67,668
Investment securities available-for-sale, at fair value	96,433	95,984
Restricted stock, at cost	2,598	2,720
Loans receivable	709,587	657,536
Allowance for credit losses	(8,107)	(7,684)
Net loans	701,480	649,852
Bank premises and equipment, net	16,400	17,070
Other real estate owned	89	87
Accrued interest receivable	3,451	3,458
Deferred taxes, net	3,895	4,835
Right-of-use assets - operating leases	2,998	3,413
Insurance benefit receivable		5,417
Other assets	5,146	4,421
Total assets	909,700	854,925
Deposits:
Noninterest-bearing demand	220,829	224,938
Interest-bearing deposits	577,437	525,044
Total deposits	798,266	749,982
Borrowed funds	18,986	24,986
Lease liabilities - operating leases	2,998	3,413
Accrued interest payable	1,507	1,442
Accrued expenses and other liabilities	5,088	4,361
Total liabilities	826,845	784,184
Shareholders' equity:
Common stock, $2 par value: 50,000,000 shares authorized, 23,567,013 and 23,636,724 shares issued and outstanding, respectively	47,134	47,273
Additional paid-in capital	14,378	14,451
Retained earnings	29,210	21,001
Accumulated other comprehensive loss	(7,867)	(11,984)
Total shareholders' equity	82,855	70,741
Total liabilities and shareholders' equity	$ 909,700	$ 854,925