LOANS (Details Narrative) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024	Dec. 31, 2024
Receivables [Abstract]
Deferred loan fees			$ 2,200,000		$ 2,000,000.0
Deferred loan costs			2,100,000		$ 1,900,000
Interest income (recognized) and not recognized on nonaccrual loans	$ 26,000	$ 18,000	$ 88,000	$ 51,000