CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 11,217	$ 9,728	$ 31,669	$ 28,316
Federal funds sold	4	2	9	5
Interest-earning deposits with banks	644	1,164	1,999	2,999
Investments	702	610	2,115	1,723
Dividends on equity securities (restricted)	42	43	126	129
Total interest and dividend income	12,609	11,547	35,918	33,172
INTEREST EXPENSE
Deposits	3,674	3,832	10,573	10,490
Borrowed funds	298	534	884	1,601
Total interest expense	3,972	4,366	11,457	12,091
NET INTEREST INCOME	8,637	7,181	24,461	21,081
PROVISION FOR CREDIT LOSSES	189	49	602	478
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	8,448	7,132	23,859	20,603
NONINTEREST INCOME
Service charges and fees	1,003	995	2,779	2,877
Card processing and interchange	958	937	2,811	2,803
Financial services fees	335	304	1,009	998
Net gain on sales of available for sale securities		4		4
Net gain  on sale and disposal of premises and equipment		3	2	23
Other noninterest income	203	183	747	574
Total noninterest income	2,499	2,426	7,348	7,279
NONINTEREST EXPENSES
Salaries and employee benefits	3,736	3,527	11,186	10,768
Occupancy and equipment expense	883	897	2,741	2,627
Data processing and telecommunications	660	628	1,959	1,889
Other operating expenses	2,098	1,777	5,976	5,360
Total noninterest expenses	7,377	6,829	21,862	20,644
INCOME BEFORE INCOME TAXES	3,570	2,729	9,345	7,238
INCOME TAX EXPENSE	812	621	2,147	1,660
NET INCOME	$ 2,758	$ 2,108	$ 7,198	$ 5,578
Earnings per share Basic	$ 0.12	$ 0.09	$ 0.30	$ 0.24
Earnings per share Diluted	$ 0.12	$ 0.09	$ 0.30	$ 0.24
Average Weighted Shares of Common Stock - Basic	23,590,909	23,658,248	23,608,168	23,695,385
Average Weighted Shares of Common Stock - Diluted	23,590,909	23,658,248	23,608,168	23,695,385