NONINTEREST EXPENSES

9 Months Ended

Sep. 30, 2025

Noncontrolling Interest [Abstract]

NONINTEREST EXPENSES

NOTE 15 NONINTEREST EXPENSES

Other operating expenses, included as part of noninterest expenses, consisted of the following for the periods presented:

	For the three months ended September 30,					For the nine months ended September 30,
(Dollars in thousands)	2025		2024			2025		2024
Other operating expenses	$	844	$	853		$	2,654	$	2,613
ATM network expense		430		388			1,275		1,141
Legal, accounting, and professional
fees		248		223			719		673
Loan related expenses		224		120			478		315
Core system conversion related costs		104		—			106		—
FDIC insurance premiums		102		98			299		287
Advertising		62		41			218		169
Consulting fees		41		39			124		119
Printing and supplies		37		18			98		74
Other real estate owned expenses, net		6		(3	)		5		(31	)
Total other operating expenses	$	2,098	$	1,777		$	5,976	$	5,360