LOANS (Details Narrative) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024	Dec. 31, 2024
Receivables [Abstract]
Deferred loan fees			$ 2,200,000		$ 2,000,000.0
Deferred loan costs			2,000,000.0		$ 1,900,000
Interest income (recognized) and not recognized on nonaccrual loans	$ 24,000	$ 62,000	$ 43,000	$ 69,000