CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 10,540	$ 9,374	$ 20,452	$ 18,587
Federal funds sold	3	2	5	3
Interest-earning deposits with banks	663	1,009	1,355	1,835
Investments	711	583	1,413	1,113
Dividends on equity securities (restricted)	41	43	84	86
Total interest and dividend income	11,958	11,011	23,309	21,624
INTEREST EXPENSE
Deposits	3,450	3,508	6,899	6,658
Borrowed funds	294	533	586	1,066
Total interest expense	3,744	4,041	7,485	7,724
NET INTEREST INCOME	8,214	6,970	15,824	13,900
PROVISION FOR CREDIT LOSSES	154	472	413	429
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	8,060	6,498	15,411	13,471
NONINTEREST INCOME
Service charges and fees	899	967	1,776	1,882
Card processing and interchange	988	971	1,853	1,866
Financial services fees	356	372	674	694
Net gain  on sale and disposal of premises and equipment	1	53	2	20
Other noninterest income	192	169	544	391
Total noninterest income	2,436	2,532	4,849	4,853
NONINTEREST EXPENSES
Salaries and employee benefits	3,652	3,594	7,450	7,241
Occupancy and equipment expense	874	861	1,858	1,730
Data processing and telecommunications	665	617	1,299	1,261
Other operating expenses	2,022	1,766	3,878	3,583
Total noninterest expenses	7,213	6,838	14,485	13,815
INCOME BEFORE INCOME TAXES	3,283	2,192	5,775	4,509
INCOME TAX EXPENSE	751	508	1,335	1,039
NET INCOME	$ 2,532	$ 1,684	$ 4,440	$ 3,470
Earnings per share
Earnings per share Basic	$ 0.11	$ 0.07	$ 0.19	$ 0.15
Earnings per share Diluted	$ 0.11	$ 0.07	$ 0.19	$ 0.15
Average Weighted Shares of Common Stock
Average Weighted Shares of Common Stock - Basic	23,607,372	23,692,984	23,616,941	23,714,675
Average Weighted Shares of Common Stock - Diluted	23,607,372	23,692,984	23,616,941	23,714,675