CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 9,912	$ 9,213
Federal funds sold	2	2
Interest-earning deposits with banks	692	826
Investments	702	530
Dividends on equity securities (restricted)	43	43
Total interest and dividend income	11,351	10,614
INTEREST EXPENSE
Deposits	3,449	3,151
Borrowed funds	292	533
Total interest expense	3,741	3,684
NET INTEREST INCOME	7,610	6,930
PROVISION FOR (RECOVERY OF) CREDIT LOSSES	259	(43)
NET INTEREST INCOME AFTER PROVISION FOR (RECOVERY OF) CREDIT LOSSES	7,351	6,973
NONINTEREST INCOME
Service charges and fees	877	915
Card processing and interchange	865	895
Financial services fees	318	322
Net gain (loss) on sale and disposal of premises and equipment	2	(33)
Other noninterest income	351	222
Total noninterest income	2,413	2,321
NONINTEREST EXPENSES
Salaries and employee benefits	3,798	3,647
Occupancy and equipment expense	984	869
Data processing and telecommunications	634	644
Other operating expenses	1,856	1,817
Total noninterest expenses	7,272	6,977
INCOME BEFORE INCOME TAXES	2,492	2,317
INCOME TAX EXPENSE	584	531
NET INCOME	$ 1,908	$ 1,786
Earnings per share
Earnings per share Basic	$ 0.08	$ 0.08
Earnings per share Diluted	$ 0.08	$ 0.08
Average Weighted Shares of Common Stock
Average Weighted Shares of Common Stock - Basic	23,626,617	23,736,387
Average Weighted Shares of Common Stock - Diluted	23,626,617	23,736,387