FAIR VALUES (Tables)

3 Months Ended

Mar. 31, 2025

Fair Value Disclosures [Abstract]

Schedule of summary of assets and liabilities measured at fair value

March 31, 2025 (Dollars in thousands)	Quoted market price in active markets (Level 1)		Significant other observable inputs (Level 2)		Significant unobservable inputs (Level 3)
(On a recurring basis) Available-for-sale investments
U.S. Treasuries	$	—	$	7,305	$	—
U.S. Government Agencies		—		9,395		—
Taxable municipals		—		19,226		—
Corporate bonds		—		2,302		—
Mortgage-backed securities		—		60,397		—
(On a non-recurring basis) Other real estate owned		—		—		57
Collateral dependent loans with ACL:
Agriculture		—		—		724
Total	$	—	$	98,625	$	781

December 31, 2024 (Dollars in thousands)	Quoted market price in active markets (Level 1)		Significant other observable inputs (Level 2)		Significant unobservable inputs (Level 3)
(On a recurring basis) Available-for-sale investments
U.S. Treasuries	$	—	$	7,961		—
U.S. Government Agencies		—		8,805	$	—
Taxable municipals		—		18,524		—
Corporate bonds		—		2,253		—
Mortgage-backed securities		—		58,441		—
(On a non-recurring basis) Other real estate owned		—		—		87
Collateral dependent loans with ACL:
Consumer installment and all other loans		—		—		11
Total	$	—	$	95,984	$	98

Schedule of significant unobservable inputs In level 3 assets

(Dollars in thousands)	Fair Value at March 31, 2025		Fair Value at December 31, 2024		Valuation Technique	Significant Unobservable Inputs	General Range of Significant Unobservable Input Values
Collateral dependent loans with ACL:
Agriculture	$	724	$	—	Appraised Value	Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell	0 – 18%
Consumer and all other		—		11	Appraised Value/Other estimates from Independent Sources	Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell	0 – 18%
Other Real Estate Owned	$	57	$	87	Appraised Value/Comparable Sales/Other Estimates from Independent Sources	Discounts to reflect current market conditions and estimated costs to sell	0 – 18%

Schedule of estimated fair value of financial instruments

					Fair Value Measurements
(Dollars in thousands)	Carrying Amount		Fair Value		Quoted market price in active markets (Level 1)		Significant other observable inputs (Level 2)		Significant unobservable inputs (Level 3)
March 31, 2025
Financial instruments – assets
Net loans	$	662,899	$	647,770	$	—	$	—	$	647,770
Financial instruments – liabilities
Time deposits		272,608		272,295		—		272,295		—
Borrowed funds		21,986		20,227		—		20,227		—
December 31, 2024
Financial instruments – assets
Net loans	$	649,852	$	633,023	$	—	$	—	$	633,023
Financial instruments – liabilities
Time deposits		268,739		268,509		—		268,509		—
Borrowed funds		24,986		23,071		—		23,071		—