BANK OWNED LIFE INSURANCE (Details Narrative) - USD ($)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Market Risk Benefit [Line Items]
Total cash surrender value	$ 0	$ 4,600,000
Surrendered at market value resulting in loss	49,000
Guaranteed Minimum Death Benefit [Member]
Market Risk Benefit [Line Items]
Total cash surrender value	5,400,000	$ 40,000
Guaranteed Minimum Income Benefit [Member]
Market Risk Benefit [Line Items]
Total cash surrender value	1,600,000
Guaranteed Minimum Accumulation Benefit [Member]
Market Risk Benefit [Line Items]
Total cash surrender value	$ 73,000