LOANS (Details Narrative) - USD ($)	3 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2024	Dec. 31, 2023
Receivables [Abstract]
Deferred loan fees			$ 2,000,000	$ 1,800,000
Deferred loan costs			$ 1,900,000	$ 2,000,000
Interest income (recognized) and not recognized on nonaccrual loans	$ (49,000)
Interest income (recognized) and not recognized on nonaccrual loans		$ 61,000