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DEPOSITS IN AND FEDERAL FUNDS SOLD TO BANKS (Details Narrative) - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Short-Term Debt [Line Items]    
Other commercial banks amount $ 54,500,000 $ 50,400,000
Unsecured fed funds lines of credit 30,000,000 30,000,000
Correspondent Bank [Member]    
Short-Term Debt [Line Items]    
Unsecured fed funds lines of credit   $ 5,000,000
Minimum deposit $ 250,000