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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Narrative)
12 Months Ended
Dec. 31, 2024
USD ($)
Accounting Policies [Abstract]  
Accrued interest receivable related to loans $ 2,900,000
Capital structure $ 17,700,000
Maturities for construction loans description Maturities for construction loans generally range from 4 to 12 months for residential property and from 6 to 18 months for non-residential and multi-family properties.
Designates loan relationships $ 250,000