BORROWED FUNDS (Tables)

12 Months Ended

Dec. 31, 2024

Borrowed Funds

Schedule of breakdown of borrowed funds

			Short-term Borrowings								Long-term Borrowings
			FHLB Revolving Advances		Federal Funds Lines		FHLB Term Loans Short-Term		FRB Term Funding Program		FHLB Term Loans Long-Term		NPB Capital Trust I		NPB Capital Trust 2		Total
			(a)		(b)		(a) (c)		(d)		(a) (e)
(Dollars in thousands)
Balance December 31, 2024		$	-	$	-	$	-	$	-	$	10,000	$	9,831	$	5,155	$	24,986
Highest balance at any month-end			-		-		-		10,000		10,000		11,031		5,155
Average weighted balance			-		-		-		7,486		10,000		10,749		5,155		33,390
Average interest rate:
	Paid during the year		0.00%		5.61%		0.00%		4.83%		3.51%		8.15%		7.30%		5.88%
	At year-end		0.00%		0.00%		0.00%		0.00%		3.51%		7.52%		6.69%		5.74%
Balance December 31, 2023		$	-	$	-	$	-	$	10,000	$	10,000	$	11,031	$	5,155	$	36,186
Highest balance at any month-end			-		-		-		10,000		10,000		11,341		5,155
Average weighted balance			384		-		-		110		6,630		11,271		5,155		23,550
Average interest rate:
	Paid during the year		4.96%		6.00%		0.00%		4.83%		3.51%		8.04%		7.20%		6.51%
	At year-end		0.00%		0.00%		0.00%		4.83%		3.51%		8.26%		7.43%		5.88%

Schedule of maturities of borrowed funds

2025	$	-
2026		-
2027		-
2028		10,000
2029		-
2030 and thereafter		14,986
	$	24,986