ALLOWANCE FOR CREDIT LOSSES FOR LOANS (“ACLL”) (Tables)

12 Months Ended

Dec. 31, 2024

Receivables [Abstract]

Schedule of allowance for credit losses for loans

		Real estate secured
(Dollars are in thousands)		Commercial			Construction and Land Development		Residential 1-4 family			Multifamily			Farmland			Commercial			Agriculture		Consumer and All Other			Unallocated		Total
Year ended December 30, 2024
Beginning balance	$	2,518		$	300	$	2,666		$	509		$	163		$	673		$	33	$	394		$	—	$	7,256
Charge-offs		(180	)		—		(75	)		(95	)		—			(162	)		—		(279	)		—		(791	)
Recoveries		106			44		100			—			297			9			—		157			—		713
Provision for credit losses		2,639			278		2,898			477			(148	)		904			36		678			—		7,762
Ending balance	$	2,565		$	322	$	2,923		$	382		$	149		$	751		$	36	$	556		$	—	$	7,684

		Real estate secured
(Dollars are in thousands)		Commercial			Construction and Land Development			Residential 1-4 family			Multifamily		Farmland			Commercial			Agriculture			Consumer and All Other			Unallocated			Total
Year ended December 31, 2023
Beginning balance	$	2,364		$	345		$	2,364		$	262	$	153		$	381		$	32		$	386		$	440		$	6,727
Adjustment to allowance for adoption of ASU 2016-13		(299	)		164			275			12		75			241			(5	)		(103	)		(440	)		(80	)
Charge-offs		—			—			(51	)		—		—			(45	)		(59	)		(321	)		—			(476	)
Recoveries		—			35			37			111		—			19			5			166			—			373
Provision for credit losses		453			(244	)		41			124		(65	)		77			60			266			—			712
Ending balance	$	2,518		$	300		$	2,666		$	509	$	163		$	673		$	33		$	394		$	—		$	7,256