CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 38,208	$ 32,552
Federal funds sold	6	22
Interest-earning deposits with banks	3,875	2,239
Investments	2,371	2,167
Dividends on equity securities (restricted)	173	155
Total interest and dividend income	44,633	37,135
INTEREST EXPENSE
Deposits	14,145	7,582
Borrowed funds	1,967	1,534
Total interest expense	16,112	9,116
NET INTEREST INCOME	28,521	28,019
PROVISION FOR CREDIT LOSSES	625	649
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	27,896	27,370
NONINTEREST INCOME
Service charges and fees	3,838	3,886
Card processing and interchange income	3,702	3,730
Insurance and investment fees	1,328	1,084
Other noninterest income	2,386	1,249
Total noninterest income	11,254	9,949
NONINTEREST EXPENSES
Salaries and employee benefits	14,508	14,256
Occupancy and equipment expenses	3,572	3,456
Data processing and telecommunications	2,540	2,481
Other operating expenses	8,177	7,795
Total noninterest expenses	28,797	27,988
INCOME BEFORE INCOME TAXES	10,353	9,331
INCOME TAX EXPENSE	2,149	2,147
NET INCOME	$ 8,204	$ 7,184
Income Per Share
Income Per Share Basic	$ 0.35	$ 0.30
Income Per Share Diluted	$ 0.35	$ 0.30
Average Weighted Shares of Common Stock
Average Weighted Shares of Common Stock - Basic	23,682,407	23,804,427
Average Weighted Shares of Common Stock - Diluted	23,682,407	23,804,427