CREDIT ALLOWANCE FOR UNFUNDED COMMITMENTS (Details Narrative) - USD ($)	3 Months Ended	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2024	Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Other liabilities	$ 309,000	$ 309,000	$ 285,000
Provision for credit losses	$ 22,000	$ 25,000