LOANS (Details Narrative) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Receivables [Abstract]
Deferred loan fees			$ 1,900,000		$ 1,800,000
Deferred loan costs			1,900,000		$ 2,000,000
Interest income (recognized) and not recognized on nonaccrual loans	$ (18,000)
Interest income (recognized) and not recognized on nonaccrual loans		$ 5,000	$ 51,000	$ 33,000