CREDIT ALLOWANCE FOR UNFUNDED COMMITMENTS (Details Narrative) - USD ($)	3 Months Ended	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2024	Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Other liabilities	$ 288,000	$ 288,000	$ 285,000
Provision for credit losses	$ 50,000	$ 3,000