CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 9,374	$ 7,876	$ 18,587	$ 15,258
Federal funds sold	2	8	3	16
Interest-earning deposits with banks	1,009	551	1,835	1,083
Investments	583	547	1,113	1,107
Dividends on equity securities (restricted)	43	36	86	76
Total interest and dividend income	11,011	9,018	21,624	17,540
INTEREST EXPENSE
Deposits	3,508	1,645	6,658	2,791
Borrowed funds	533	373	1,066	682
Total interest expense	4,041	2,018	7,724	3,473
NET INTEREST INCOME	6,970	7,000	13,900	14,067
PROVISION FOR CREDIT LOSSES	472	149	429	149
NET INTEREST INCOME AFTER
PROVISION FOR CREDIT LOSSES	6,498	6,851	13,471	13,918
NONINTEREST INCOME
Service charges and fees	967	961	1,882	1,877
Card processing and interchange	971	943	1,866	1,842
Financial services fees	372	306	694	563
Net gain on sale and disposal of premises and equipment	53	6	20	135
Other noninterest income	169	188	391	385
Total noninterest income	2,532	2,404	4,853	4,802
NONINTEREST EXPENSES
Salaries and employee benefits	3,594	3,652	7,241	7,202
Occupancy and equipment expense	942	975	1,913	1,935
Data processing and telecommunications	617	619	1,261	1,261
Other operating expenses	1,685	1,789	3,400	3,505
Total noninterest expenses	6,838	7,035	13,815	13,903
INCOME BEFORE INCOME TAXES	2,192	2,220	4,509	4,817
INCOME TAX EXPENSE	508	497	1,039	1,073
NET INCOME	$ 1,684	$ 1,723	$ 3,470	$ 3,744
Earnings per share
Earnings per share - Basic	$ 0.07	$ 0.07	$ 0.15	$ 0.16
Earnings per share - Diluted	$ 0.07	$ 0.07	$ 0.15	$ 0.16
Average Weighted Shares of Common Stock
Average Weighted Shares of Common Stock - Basic	23,692,984	23,817,903	23,714,675	23,829,468
Average Weighted Shares of Common Stock - Diluted	23,692,984	23,817,903	23,714,675	23,829,468