CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 9,213	$ 7,382
Federal funds sold	2	7
Interest-earning deposits with banks	826	533
Investments	530	560
Dividends on equity securities (restricted)	43	40
Total interest and dividend income	10,614	8,522
INTEREST EXPENSE
Deposits	3,151	1,146
Borrowed funds	533	308
Total interest expense	3,684	1,454
NET INTEREST INCOME	6,930	7,068
(RECOVERY OF) PROVISION FOR CREDIT LOSSES	(43)
NET INTEREST INCOME AFTER
(RECOVERY OF) PROVISION FOR CREDIT LOSSES	6,973	7,068
NONINTEREST INCOME
Service charges and fees	915	917
Card processing and interchange	895	899
Financial services fees	322	257
Net (loss) gain on sale and disposal of premises and equipment	(33)	129
Other noninterest income	222	197
Total noninterest income	2,321	2,399
NONINTEREST EXPENSES
Salaries and employee benefits	3,647	3,550
Occupancy and equipment expense	971	960
Data processing and telecommunications	644	641
Other operating expenses	1,715	1,719
Total noninterest expenses	6,977	6,870
INCOME BEFORE INCOME TAXES	2,317	2,597
INCOME TAX EXPENSE	531	576
NET INCOME	$ 1,786	$ 2,021
Earnings per share
Basic and diluted	$ 0.08	$ 0.08
Average Weighted Shares of Common Stock
Basic and Diluted Shares	23,736,387	23,841,162