CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 5,635	$ 5,830
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	1,203	1,337
Provision for credit losses	304	400
Income (loss) on bank owned life insurance	(44)	83
Gain on sale of mortgage loans	(4)	(27)
Gain (loss) on sale or disposal of premises and equipment	(117)	195
Gain on sale of other real estate owned		(70)
Loans originated for sale	(81)	(1,503)
Proceeds from sales of loans originated for sale	85	1,530
Adjustment of carrying value of other real estate owned		137
Net amortization/accretion of bond premiums/discounts	225	392
Deferred tax (benefit) expense	(2)	540
Net change in:
Accrued interest receivable	(194)	(62)
Other assets	(395)	(693)
Accrued interest payable	571	83
Accrued expenses and other liabilities	(852)	1,136
Net cash provided by operating activities	6,334	9,308
CASH FLOWS FROM INVESTING ACTIVITIES
Net (increase) decrease in loans	(41,706)	14,039
Purchase of securities available-for-sale	(500)	(19,790)
Proceeds from repayments and maturities of securities available-for-sale	7,501	11,542
Net purchase of equity securities (restricted)	(625)	(964)
Payments for the purchase of premises and equipment	(1,159)	(478)
Proceeds from sale of premises and equipment	809	6
Proceeds from sales of other real estate owned		207
Net cash (used in) provided by investing activities	(35,680)	4,562
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in short term borrowings		25,000
Issuance of long-term debt	10,000
Net change in noninterest bearing deposits	(9,641)	17,795
Net change in interest-bearing deposits	21,756	(1,394)
Dividends paid	(1,431)	(1,196)
Repurchase of common stock	(147)	(103)
Net cash provided by financing activities	20,537	40,102
Net (decrease) increase in cash and cash equivalents	(8,809)	53,972
Cash and cash equivalents, beginning of the period	61,686	60,946
Cash and cash equivalents, end of the period	52,877	114,918
Supplemental disclosure of cash paid during the period for:
Interest	5,446	1,979
Taxes	2,925	325
Supplemental disclosure of non-cash transactions:
Loans made to finance sale of other real estate owned		711
Change in unrealized losses on securities available-for-sale	$ (1,398)	$ (16,369)