CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 8,453	$ 7,010	$ 23,711	$ 20,476
Federal funds sold	4	2	20	3
Interest-earning deposits with banks	559	559	1,642	738
Investments	535	505	1,642	1,422
Dividends on equity securities (restricted)	34	34	110	88
Total interest and dividend income	9,585	8,110	27,125	22,727
INTEREST EXPENSE
Deposits	2,110	418	4,902	1,252
Borrowed funds	434	492	1,115	810
Total interest expense	2,544	910	6,017	2,062
NET INTEREST INCOME	7,041	7,200	21,108	20,665
PROVISION FOR CREDIT LOSSES	155	225	304	400
PROVISION FOR CREDIT LOSSES	6,886	6,975	20,804	20,265
NONINTEREST INCOME
Service charges and fees	1,020	1,069	2,896	2,973
Card processing and interchange	942	915	2,784	2,858
Insurance and investment fees	268	167	830	650
Other noninterest income	206	38	727	425
Total noninterest income	2,436	2,189	7,237	6,906
NONINTEREST EXPENSES
Salaries and employee benefits	3,567	3,290	10,768	9,947
Occupancy and equipment expense	945	1,177	2,881	3,200
Data processing and telecommunications	618	607	1,877	1,762
Other operating expenses	1,753	1,525	5,259	4,787
Total noninterest expenses	6,883	6,599	20,785	19,696
INCOME BEFORE INCOME TAXES	2,439	2,565	7,256	7,475
INCOME TAX EXPENSE	549	579	1,621	1,645
NET INCOME	$ 1,890	$ 1,986	$ 5,635	$ 5,830
Earnings per share
Earnings per shares, basic	$ 0.08	$ 0.08	$ 0.24	$ 0.24
Earnings per shares, diluted	$ 0.08	$ 0.08	$ 0.24	$ 0.24
Average Weighted Shares of Common Stock
Weighted average number of common shares outstanding, basic	23,793,170	23,893,224	23,817,236	23,910,287
Weighted average number of common shares outstanding, diluted	23,793,170	23,893,224	23,817,236	23,910,287