NONINTEREST EXPENSES (Tables)

9 Months Ended

Sep. 30, 2023

Noninterest Expenses

Schedule of noninterest expenses

	For the three months ended September 30,					For the nine months ended September 30,
(Dollars in thousands)	2023		2022			2023		2022
Other operating expenses	$	726	$	663		$	2,265	$	2,003
ATM network expense		386		355			1,116		1,102
Legal, accounting, and professional
fees		305		233			964		695
Loan related expenses		187		65			403		265
FDIC insurance premiums		89		56			265		159
Consulting fees		44		98			176		227
Advertising		43		55			150		119
Printing and supplies		38		35			127		107
Other real estate owned expenses, net		7		(35	)		23		110
Total other operating expenses	$	1,825	$	1,525		$	5,489	$	4,787